Maternity capital of regional significance is a significant help to a large family. Unlike federal assistance, information about regional (territorial, republican) funds is not so widespread. Each subject of the Russian Federation has its own characteristics of accruals, establishing the size and use of regional maternity capital (hereinafter also referred to as RMK/RSMC). Therefore, not all citizens are aware of their existence, and social service employees are not always in a hurry to notify new parents about the RMC they are entitled to. Therefore, you need to have at least a general understanding of local family capital, know where to turn for financial assistance and correctly plan their rational use.
Formation of the regional maternity capital program (RMK)
The RMK program is implemented independently by each constituent entity of the country. At the same time, the authorities take into account the financial capabilities of the region and the demographic situation in it. Legislators are developing the following program parameters:
- The emergence of the right to use regional support and the methodology for obtaining a certificate.
- List of documentation.
- RMK size.
- Directions for its expenditure and so on.
Payments can be indexed or assigned in a fixed amount. As a rule, the higher the demographic indicators in the subject, the lower the amount of maternal capital. Conversely, low birth rates push the authorities to increase them through an ever-increasing certificate amount. The financial situation in the region has a great influence on the size of RCC. The richer the budget of the subject, the more assistance the authorities can refuse to families.
The subject-level family support program can be used once. If a family simultaneously has the right to receive a regional and federal certificate, then registration of each of them is allowed.
What is the value
The size of regional maternity capital in 2021 is also varied. Local authorities determine the amounts based on the socio-economic situation.
During certain periods, indexation is carried out depending on price increases and inflation. Although in some regions/territories/republics it is solid and does not change for several years.
The level of the amount and its changes are fixed in the laws of the constituent entities of the Russian Federation.
The minimum value of RSMK is 25,000 rubles. (Nizhny Novgorod region) The maximum reaches 1 million rubles. (Kaliningrad region)
The amounts of federal and regional capital do not absorb each other, but rather add up.
Legislative regulation
There is no universal legislative act designed to regulate the implementation of the RMC program by subjects. Legal standards are established by each region independently. In most cases, the following standards are developed:
- Decree of the governor or regional Government, law of the subject on the start of the program.
- Order of the regional administration or the Government on the procedure for assigning and processing payments.
- A decree defining the rules for the use of money.
Indexation of funds due under the RCC is carried out only by decision of regional legislators!
How to use the funds
Municipal employees are given ten days to verify the information provided.
If no violations are found, then a decision is made to make a payment. The money will be credited to the applicant’s account within the next period. The regulations do not indicate the intended purpose of the Luzhkov benefit. Therefore, parents can dispose of them at their own discretion. However, it should be taken into account that guardianship and trusteeship authorities monitor dysfunctional families. Their expenses can be constantly monitored. Specialists visit parents at their place of residence and make sure that minors do not need anything, and payments are directed to meet their needs.
For information: the birth benefit is not related to the income level of the parents.
Distinctive features of regional and federal maternity capitals
The work of the federal maternity capital program is regulated by Federal Law of the Russian Federation No. 256 dated December 29, 2016. From the beginning of this year, families in which the first child was born after the beginning of 2021 have the right to receive a certificate. The mother is owed 483,881 rubles . In the case of adding one more child to the family and not receiving government assistance for the first child, the amount of the certificate increases by 155,550 rubles. In total, the family will receive 639,432 rubles. at the birth of a second child. The money is transferred by the Pension Fund of the Russian Federation.
Federal certificate funds can only be spent for the following purposes:
- Increasing living space (purchase, construction, overhaul of real estate).
- Payment of the first or subsequent mortgage installments.
- To receive educational services for children.
- Purchase of goods and equipment necessary for the adaptation of a child with a disability.
- For mother's pension.
The amount of the governor's maternity capital is less. Basically, they do not exceed 100,000-200,000 rubles. Subjects pay the money on their own. The purposes for spending the funds may also differ: in some regions you can purchase a car using the certificate.
Who is entitled to regional family capital
The name of maternal family capital determines the fundamental approach to the direction of the purposes for which funds are allocated. To receive MSC and have the right to dispose of it, family members must meet the following requirements:
- in the period from January 1, 2011 to December 31, 2016. the parents had a second or subsequent child;
- the family has never received family capital;
- the person in whose name the capital will be registered must be registered in the Moscow region (citizenship does not matter);
- the child whose birth became the basis for registration of the MSC must be a citizen of the Russian Federation.
The following can apply for receipt of funds provided by the program:
- a mother who gave birth or adopted a child before the changes concerning the MSC came into force;
- a single father (adoptive parent), who became such after the death of the mother or her deprivation, on legal grounds, of parental rights;
- children in the event of the death of their father and mother, or if their parents are deprived of their rights (the money is divided in equal shares).
You can receive regional family capital only once, and not for each newborn.
Who can receive RMK
Read about who can receive a federal MK in this article. In most regions, the right to receive a regional certificate appears after the birth of the 3rd baby. There are also regions where they allow you to register an RMC for your first or second child. Recipients of funds can be:
- Women who gave birth or adopted a child.
- Fathers who are the only parents (adoptive parents).
As in the case of federal funds, the governor's maternity capital is intended primarily for the mother. A man will be able to issue a certificate only under certain circumstances.
Question answer
This section contains general questions that applicants for RMC have. They relate to the rules for obtaining a certificate and spending funds.
Is it possible to spend RMK in 2021 on building a private house on a summer cottage?
Answer: it is possible, but the nuances need to be clarified in the region where construction is planned. Each subject has its own laws, including those regarding the site and future construction.
Is it possible to purchase real estate in another region at the expense of RMK?
Answer: no. Money from the local budget is paid to families as an incentive to permanently reside and have children in a specific region (region, republic). Funds will not be provided for the purchase of an apartment or house in another region.
Is it possible to repay a consumer loan using RMK funds?
Answer: each region clearly states where RMK can be spent in 2021. In most cases, funds are intended for specific purposes.
Is it possible to obtain an RMC in another region, and not at your place of residence?
Answer: no. The rules for obtaining a certificate clearly state that the RMC is paid strictly at the place of permanent residence. Even if for some reason the family lives in another region, and the baby was born there, payments can be issued and received only where the parents are registered. Temporary registration is not suitable.
Do federal child benefits affect the receipt of RMC?
Answer: no effect. All Russian women are entitled to federal assistance. Regional payments are the responsibility of local authorities, and are paid in addition to state benefits.
Is family income taken into account when registering the RMC?
Answer: not taken into account. The main role is played by the order in which the baby appears.
Which children are taken into account when considering an application for RMC payment?
Answer: children born in an official marriage are taken into account. The husband's children from previous marriages are taken into account if they live permanently with their father on the basis of a court decision.
Is it possible to refuse to issue an RTO?
Answer: yes, failures do happen. A common reason for refusal is inaccurate information in documents or the lack of one of them. In such cases, you can correct errors or submit the missing document. If a family purposefully submitted documents in a neighboring region in order to receive a larger RMC, payments will be denied.
Do non-residents of the Russian Federation have the right to RMC, but their family has lived in Russia for many years?
Answer: in most cases, to obtain an RMC, all family members must have Russian citizenship. But in some regions there are exceptions and foreign parents can receive help. For example, in the Moscow region, a child must have Russian citizenship. And parents must present legal grounds for living in the Russian Federation.
If the certificate is damaged or lost, can the family use RMK funds?
Answer: yes. You need to contact the place where the certificate was issued; employees are required to issue a duplicate.
Does indexation apply to an issued RMK certificate?
Answer: no effect. If the family has already issued and received a certificate, it will contain the amount that was relevant at the time of applying for help. Families who have not yet issued a certificate will receive an indexed amount.
What are you allowed to spend on?
Note! On our website there is a very detailed separate material about the use of regional maternity capital.
The list of areas in which federal and regional certificates can be used is practically the same. In most regions, the governor's MK can be spent on:
- Purchasing more spacious or better housing (building a house, repaying the first or next payment on a mortgage loan, and improving existing housing are also allowed).
- Payment for children's education (in some regions the authorities allow the RMC funds to be spent on related expenses (accommodation in a dormitory, purchase of equipment, furniture)).
- Payment for treatment courses for children.
- In the Tver and Rostov regions, authorities allow certificate funds to be spent on purchasing a family car.
- Residents of the Primorsky Territory and the Irkutsk Region can spend the governor's maternity capital on the purchase of equipment that helps children with disabilities adapt to society.
- The authorities of Novosibirsk and Mordovia allow the money to be used for the mother’s pension.
How to spend maternity capital to buy real estate
The vast majority of Russian families spend money on purchasing their own housing. But please note that if you buy an apartment or house without borrowing funds, the child must be 3 years old. We are talking about a child who “provoked” the issuance of a certificate.
Be prepared for the legality of the transaction to be checked by the Pension Fund of Russia
As for applying for a mortgage, since 2015 you can use funds from maternity payments for a down payment when applying for a housing loan, without waiting for the child’s third birthday.
All transactions related to the expenditure of capital are carried out through the Pension Fund. He checks them for legality.
about the author
Irina Rusanova - higher education at the International East European University in the direction of "Banking". Graduated with honors from the Russian Economic Institute named after G.V. Plekhanov with a major in Finance and Credit. Ten years of experience in leading Russian banks: Alfa-Bank, Renaissance Credit, Home Credit Bank, Delta Credit, ATB, Svyaznoy (closed). He is an analyst and expert of the Brobank service on banking and financial stability. [email protected]
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Is it possible to obtain a certificate with temporary registration?
Only families whose members live in the territory of a constituent entity of the Russian Federation are entitled to receive support under the regional program . If registration is temporary, then the certificate will be refused . Only families with permanent registration have the right to receive it.
In some regions, there is an additional requirement for length of residence. For example, only families living in this region for at least 10 years can use the RMK in the Stavropol Territory.
Who should
How to use regional maternity capital in 2021 is primarily important for mothers. After all, she is the one who can claim to receive the RMC.
The father of the family has the right to apply for a subsidy on his own behalf if he is the only parent (single father).
At the same time, in some localities, the right to receive capital is equally available to both the mother and father of their choice.
In any case, the applicant parent:
- must be a citizen of the Russian Federation;
- have a residence permit in the region. Moreover, sometimes it is necessary to confirm the fact of permanent residence for a certain period (1, 3, 5 and even 10 years).
Another point is the presence of a certain number of children.
The minimum number of children eligible to receive RSMK is 3 children.
There are exceptions when the minimum number of children can be:
- 1 child in Tatarstan, Magadan region, Kamchatka region;
- 2 - in the Nizhny Novgorod region, as well as the Kurgan, Ulyanovsk, Smolensk regions;
- 4 - Mari El;
- 5 - in Kabardino-Balkaria, Tyva.
If the child was stillborn, then this is not a date of eligibility for assistance. And if the previous one dies, then he is taken into account for the general calculation of children in the family.
Receipt is not affected by:
- financial situation of the family, with rare exceptions (Buryatia, Tomsk region);
- the age of the parents (the exception is the Sakhalin region, where receiving capital for the first child is possible if the mother is from 19 to 25 years old and in Udmurtia - no more than 35 years old for one of the parents);
- presence/absence of objects for the acquisition of which capital is directed. For example, real estate, cars and goods;
- receiving other benefits, including federal MSK.
Conditions of registration
The exact rules for issuing a certificate can be found in the social security authorities or on the official website of the regional Government. The most common conditions are:
- The right to register an RMC arises after a certain baby appears in the family. In most cases, the birth of the 3rd child is the basis for obtaining a certificate. But other requirements are not excluded. Thus, in Dagestan, payments are given to a family with 5 children, and in Magadan in the case of the birth of the first child.
- Parents and offspring must have permanent registration in the region. Some regions impose length of stay requirements.
- Some entities grant the right to use certificate funds only to families classified as low-income.
- The baby must appear in the family during the program period.
Legislative acts may also determine other requirements: the age of the parents, the availability of loans, periods of spending funds, etc.
Fraud or how to avoid becoming a victim of deception
There are always plenty of people willing to “help” cash out maternity capital. Fraud with RMK is as common as with PMK. The most common method of deception is fictitious intermediary services for obtaining a mortgage (loan) from a bank.
Basic rules to avoid becoming victims of scammers:
- All transactions with maternity capital must be carried out with the direct participation of the OSZN
- Do not enter into transactions with companies that have a dubious status or information about which is missing
- Do not use services for cashing out maternity capital
Most often, certificate holders themselves become the initiators of criminal operations. For example, they buy housing from friends and relatives, at a deliberately inflated price or completely unsuitable for living.
OSZN employees regularly conduct inspections on the use of maternity capital. Fraud is punishable by law and has the status of a criminal offense. The minimum punishment in this situation will be the return of funds to the budget and payment of a fine.
Conspiracy with third parties to commit criminal fraud with maternity capital is punishable by 5 years of forced labor or imprisonment for the same period.
Documentation for registration
To confirm the right to purchase governor's maternity capital, you will need to prepare the following certificates:
- Statement.
- Civil passports, SNILS.
- Children's birth certificates.
- If there are adopted children, then the court decision.
- About the presence of a permanent subscription in the subject of residence.
If the applicant is a man, then you will need to provide evidence confirming the emergence of the right to receive funds (death certificate of the mother, adoption without a second parent, court decision depriving a woman of her rights to children).
What documents are needed
It is difficult to imagine how to obtain regional maternity capital for a third child without the necessary documentation.
Usually these are two packages of documents: for receiving a certificate and for disposing of funds.
To issue a certification certificate to social security (MFC), you must submit:
- statement. The specialist has the form and will practically fill out the application himself. All that remains is to sign;
- SNILS;
- copies of the birth certificate of all children;
- a copy of the marriage (divorce) certificate;
- certificate of family composition at the place of residence;
- if the applicant is a single father (documentation to confirm status, including the absence of a mother in the family);
- applicant's passport for identity verification.
In some cases, other documents may be needed, for example, a certificate of family income for the last 3 months.
What documents are needed for the distribution of funds? Everything is also simple here:
- application for the transfer of funds. Again, a sample from a social security specialist. This statement indicates the purposes where the financial assistance will go.
- certificate;
- a copy of documents confirming the need for expenses. For example, a real estate purchase and sale agreement or a loan, mortgage agreement, or an agreement and invoice for payment for household appliances, etc.
- copies of documents about the organization providing medical or educational services (extract from the Unified State Register of Legal Entities, license);
- details of the organization to which funds are to be transferred.
The applicant is notified of approval, after which funds are transferred to the addressee.
Application form
The application form is approved at the regional level, as is the list of documentation for it. But there is a list of information that must be present in the application:
- Full name and address details of the applicant.
- Information about all children.
- Number of people in a family.
- Contact information for notification of acceptance or rejection of the application (mobile number, email address).
- List of attached documentation.
In each region, a standard form is used, which also acts as a questionnaire. If the application is submitted in person in handwritten form, it must be written with a black or blue ballpoint pen. Corrections are not allowed.
The form can be viewed below:
Can a payment be refused?
Civil servants are required to study the applicant’s documents in detail. Government money may be refused for the following reasons:
- non-confirmation of rights;
- provision of certificates: fake;
- overdue;
- containing false information.
Also, a refusal will follow if the application contains incorrect information. Therefore, the form should be filled out carefully, carefully checking the information with the documents. It is prohibited to make mistakes or corrections in the application (they will force you to rewrite it).
Hint: if a refusal is received due to the provision of expired or erroneous data, then you should collect the certificates again and re-apply to social security.
Obtaining a Certificate: Step-by-Step Guide
All details of the procedure are established by the subject independently. But in most cases the procedure will be as follows:
- Preparing a package of documentation and submitting it along with the application to the MFC or the social protection department.
- Waiting for notification of a decision made. It is approved by the department's management.
- Registration of the certificate.
Next, the applicant determines the direction of spending the funds. In order for them to be transferred for the required purposes, it will be necessary to present evidence confirming the legal use of regional funds.
There is a possibility that the delivery time will be extended
Now maternity capital has been extended until 2021, so far there are no other changes in the current legislation. But it’s not a fact that everything will stop there. There is every reason to believe that the certificate program will be extended.
Maternity capital has been extended until 2025 - such information can be found in some sources. But for now these are just rumors. Valentina Matvienko, Speaker of the Federation Council, simply expressed the opinion that she hopes that the government will decide to extend the program until 2025.
But in recent days, news channels have been publishing other important information for Russians. The Ministry of Labor generally proposed making this program unlimited. There is an initiative, and a very good one, but we just have to wait for decisions to be made. If they extend it until 2025, that’s great; if they make the issuance of maternity capital unlimited, that’s absolutely great.
How quickly will the money be transferred?
Funds from the regional maternity capital, like the federal one, cannot be cashed out (follow the link for detailed material on this topic). They are transferred using the details provided by the applicant in a non-cash manner . The money can be immediately used for mortgage payments or for the treatment of a child. In other cases, parents will have to wait until the baby who gave the family the right to issue a certificate reaches a certain age. It is also determined by regional authorities.
If the family intends to use the certificate funds to build a house on their own, then the first half of the money will be sent to the applicant after he provides documentation confirming the legality of the construction. And the rest of the money is transferred after the preparatory construction work has been carried out. You will also need to prove the intended use of the money received.
After submitting a request to spend funds, the required amount is transferred to the specified details within 1-1.5 months.
Citizen Report
If the money is targeted, then social security transfers it to the direct recipient (seller, bank, educational, medical institution, etc.) under the transaction.
However, there are cases when money is transferred to a citizen. And the latter is obliged to report on their use. Sometimes a report is required even if social security transfers money directly to the recipient (without the participation of the applicant). The deadlines and form of reporting are warned in the decision to approve the allocation of funds. Most often, reporting consists of providing documents on targeted spending.
This responsibility must be taken seriously. Since this may lead to a claim for the return of all funds as illegally obtained.
The only case when a report is not needed is the free use of funds.
Payments by country's subjects
The amount of money owed to a family under the regional program varies greatly from area to area. For example, in Dagestan they are entitled to 10,000 rubles, residents of the Leningrad region - 117,360 rubles, Yamalo-Nenets Autonomous Okrug - 350,000 rubles. And residents of Chechnya are not entitled to payments at all. The amount of the certificate is also affected by the number of children in the family.
For the firstborn
Along with the federal center, some regions also assigned maternity capital for the 1st baby:
| Region | Amount of payments, in rubles | Note |
| Tyumen | 155550 | Subject to birth from January 1, 2021 |
| Magadan | 130 528 | – |
For the 2nd baby
In this case, the list of subjects is larger:
| Subject | Amount, in rubles |
| Nizhny Novgorod Region | 25 000 |
| Primorsky Krai | 139 000 |
| Transbaikal region | 135 9000 |
| Moscow region | 100 000 |
| Magadan | 130 528 |
How to receive a lump sum payment from maternity capital
Situations in a family, especially in a large family, are different. Sometimes money is needed urgently - and not for education or repairs, but for needs not covered by the program. In a number of regions, in such cases, they accommodate parents halfway and pay one-time cash benefits.
For example, in the Nizhny Novgorod region, 10,000 in cash can be received from RMK funds without any certificates, simply upon an application submitted to social security.
In addition, do not forget that monthly payments for a second child can be arranged within the framework of federal maternity capital. Such assistance is provided for people whose income does not exceed the subsistence level established in the region.
For the 3rd child
In most regions of the country, assistance is provided to families with the status of large families:
| Subject | Amount in rubles |
| Nizhny Novgorod Region | 100 000 |
| Murmansk region | 108 680 |
| Primorsky Krai | 169 857 |
| Transbaikalia | 63 516 |
| Moscow region | 100 000 |
| Astrakhan region | 58 764 |
| Rostov region | 117 754 |
| Magadan | 130 528 |
| Leningrad region | 117 360 |
| Kemerovo region | 130 000 |
| Sverdlovsk region | 141 227 |
Payout tables by territory
Republican mother capital
| The subject of the Russian Federation | Size in rubles | Goals | Number of children from which capital is issued | Deadline for circulation/receipt of money |
| Adygea and Maykop | 50 000 | any | 3 or more | from 1.5 years |
| Altai and Gorno-Altaisk | 55 387 | housing, education | 3 or more | from birth / from 3 years |
| Bashkortostan and Ufa | 453 026 – adoption 553 026 – adoption of a disabled child | housing, treatment, education | for each adopted child | from birth to 18 years |
| Buryatia and Ulan-Ude | 50,000 with family income less than 1.5 subsistence minimum | housing, treatment, training, livestock, household appliances | 3 or more | from birth to 18 years |
| Kabardino-Balkaria and Nalchik | 250 000 | housing | 5 or more | from 1 year |
| Kalmykia and Elista | 62 348,88 | housing, repairs, land, treatment, training | 3 or more | from birth |
| Karachay-Cherkessia and Cherkessk | 105 000 | any | 4 or more | from birth / from 3 years |
| Karelia and Petrozavodsk | 105 000 | housing, rehabilitation facilities, kindergarten | 3 or more | from 1 year |
| Komi and Petrozavodsk | 155550 | housing, treatment, education, kindergarten, utilities | 3 or more | up to 6 months |
| Mari El and Yoshkar-Ola | 58 379 | any | 4 or more | from 1 year |
| Mordovia and Saransk | 125,270 for the third 150,324 for the fourth 187,906 for the fifth and subsequent | housing, education, funded pension | 3 or more | from birth / from 3 years |
| Sakha and Yakutsk | 139 717 | housing, treatment, training, car, motor boat, snowmobile, deer | 3 or more | from birth |
| North Ossetia-Alania, Vladikavkaz | 50 000 | any | 3 or more | up to 2 years / from 3 years |
| Tatarstan and Kazan | 200 000 | mortgage | 1 or more | from birth (not before obtaining a mortgage) |
| Tyva and Kyzyl | 50 000 | housing, mortgage | 5 or more | from birth |
| Udmurtia and Izhevsk | 300,000 (age of one of the parents is less than 35 years) | mortgage with a rate of no more than 14% | 3 or more | from birth |
| Khakassia and Abakan | 100,000 200,000 (for residents of microvillages) | housing, treatment, training | 3 or more | from birth / from 3 years |
| Chuvashia and Cheboksary | 100 000 | housing, education, treatment, social adaptation goods | 3 or more | from birth / from 3 years |
Regional
| The subject of the Russian Federation | Size in rubles | Goals | Number of children from which capital is issued | Deadline for circulation/receipt of money |
| Trans-Baikal Territory and the city of Chita | 63 515,73 | any | 3 or more | from 3 months |
| Kamchatka Territory and Petropavlovsk-Kamchatsky | for the first – 111,220 (mother’s age up to 24 years), for the third – 132,424, for the fourth – 199,192, for the fifth – 264,847, for the sixth and subsequent – 331,615 | housing, car, education | 1 or more | from 6 months |
| Krasnodar region and Krasnodar city | 115 206 | housing, gasification, education | 3 or more | from birth / from 3 years |
| Krasnoyarsk Territory and Krasnoyarsk | 125 172 | housing, education, car, mortgage, social adaptation goods | 3 or more | from birth |
| Perm region and Perm city | 129 454,66 | housing | 3 or more | up to 2 years / from 2 years |
| Primorsky Krai, Blagoveshchensk | 169 857 | housing, education, treatment, social adaptation goods, 10% any | 3 or more | from 1 year |
| Khabarovsk Territory and Khabarovsk | 139,985 – for the second, 250,000 – for the third and subsequent ones | housing, treatment, education | 2 or more | from birth |
District
| The subject of the Russian Federation | Size in rubles | Goals | Number of children from which capital is issued | Deadline for circulation/receipt of money |
| Yamalo-Nenets Autonomous Okrug and Salekhard | 350 000 | housing, treatment | 3 or more | from 1 year |
| Nenets Autonomous Okrug and Naryan-Mar | 366 356 | housing, purchase/construction of a garage/bathhouse, furniture, car, snowmobile, boat, agricultural machinery, social adaptation goods, treatment, education | 3 or more | from 1 year |
| Khanty-Mansiysk Autonomous Okrug - Ugra and Khanty-Mansiysk | 116 092 | housing, education, treatment | 3 or more | from 1 year |
| Chukotka Autonomous Okrug and Anadyr | 131 557 | any | 3 or more | from 2 years |
| Jewish Autonomous Region and Birobidzhan | 120 000 | housing, treatment, education, car, mortgage | 3 or more | from birth / from 3 years |
Regional
| The subject of the Russian Federation | Size in rubles | Goals | Number of children from which capital is issued | Deadline for circulation/receipt of money |
| Amurskaya and Blagoveshchensk | 100 000 | housing | 3 or more | from birth |
| Arkhangelsk and Arkhangelsk | 50 000 | any | 3 or more | from 2 months |
| Astrakhan and Astrakhan | 58,764 (low-income) | any | 3 or more | from 2 to 3 years |
| Belgorodskaya and Belgorod | 55 388 | housing, mortgage, building materials | 3 or more | from 1 year |
| Bryansk and Bryansk | 100 000 | housing, education, social adaptation goods | 3 or more | from birth / from 3 years |
| Vladimirskaya and Vladimir | 52 500 | housing, gas supply, training | 3 or more | from 1.5 years |
| Volgogradskaya and Volgograd | 70,000 (low income) | any | 3 or more | from 3 years old |
| Vologda and Vologda | 100,000, 200,000 (for twins), 500,000 (for triplets) | any | 3 or more | from 1.5 years |
| Voronezh and Voronezh | 116 868 | housing, treatment, education | 3 or more | from 2 years |
| Ivanovskaya and Ivanovo | 53 530 | any | 3 or more (one time) | up to 3 years |
| Irkutsk and Irkutsk | 100 000 | housing, training | 3 or more | from birth / from 3 years |
| Kaliningradskaya and Kaliningrad | 100,000 for the third and fourth, 200,000 for the fifth and subsequent children, 1 million for the birth of triplets | housing, household appliances and furniture, treatment and examination for mother and child | 3 or more | from birth to 3 years |
| Kaluga and Kaluga | 50 000 | any | 3 or more | up to 1 year |
| Kemerovo and Kemerovo | 130 000 | housing | 3 or more | from 3 years old |
| Kirovskaya and Kirov | 75,000 for the third, 125,000 for the fourth, 200,000 for the fifth or more | any | 3 or more | from 6 months to 1 year |
| Kostroma and Kostroma | 300 000 | down payment, mortgage | 3 or more | up to 1 year |
| Kurganskaya and Kurgan | 40 000 | any | twins | up to 6 months |
| payment of 15 sq.m. of housing at market value for each child | payment for housing | triplets or more | from 3 years old | |
| Kursk and Kursk | 85,573.43 – for the third, 114,098.25 (for triplets) | housing, training | 3 or more | from 3 years old |
| Leningradskaya and St. Petersburg | 117 360 | housing, training, treatment | 3 or more | from 1.5 years |
| 130 192.17 (St. Petersburg) | housing, cottage construction, treatment, car | 3 or more | up to 3 years | |
| Lipetsk and Lipetsk | 50,000 – for the third, 100,000 (twins), 120,000 (triplets) | any | 3 or more | up to 1 year |
| Magadan and Magadan | 130,527.88 (40,000 can be spent on any purpose) | housing, training, treatment | 1 or more | any time / from 1 year |
| Moscow and Moscow | 100 000 | housing, education | 2 or more | any time / from 3 years |
| Murmansk and Murmansk | 108 680 | housing, training, treatment, durable household goods | 3 or more | from 1.5 years |
| Nizhny Novgorod and Nizhny Novgorod | 25 000 | housing, training, treatment | 2 or more | any time / from 1.5 years |
| Novgorodskaya and Veliky Novgorod | 200 000 | housing | 3 or more | from 1.5 years |
| Novosibirsk and Novosibirsk | 100 000 | housing, education, social adaptation goods, funded pension, car | 3 or more | any time / from 1.5 years |
| Omsk and Omsk | 138 266,57 | housing, gasification, training | 3 or more | any time / from 3 years |
| Orenburgskaya and Orenburg | 116 866 | housing, durable goods, education | 3 or more | any time / from 2 years |
| Orlovskaya and Orel | 129 198,76 | housing, treatment, training, car, agricultural machinery | 3 or more | from 1 year |
| Pskovskaya and Pskov | 100 000 | housing, education, social adaptation goods | 3 or more | any time / from 3 years |
| Rostov and Rostov-on-Don | 117 754 | housing, training, treatment, car | 3 or more | from 3 years old |
| Ryazan and Ryazan | 62 173,57 | housing | 3 or more | from 1 year |
| Samara and Samara | 100 000 | housing, mortgage, treatment, payment for kindergarten, car, things for a child in the first year of life | 3 or more | from 1 year |
| Saratovskaya and Saratov | 100 000 | housing, training | 3 or more | from 3 years old |
| Sakhalinskaya and Yuzhno-Sakhalinsk | for the first – 155,550 (mother’s age up to 25 years), third and subsequent – 204,263.1 million (triplets or more) | housing, treatment, education, car, social adaptation goods | 3 or more | from 3 years old |
| Sverdlovsk and Yekaterinburg | 141 227, 211 839 (triplets) | housing, treatment, education, purchase of a garden plot, purchase of durable goods | 3 or more | any time / from 2 years |
| Smolenskaya and Smolensk | 163 300 | housing, education, car | 2 or more | any time / from 3 years (1 year if twins are born) |
| Tambovskaya and Tambov | 100 000 | housing | 3 or more | any time |
| Tverskaya and Tver | 55 651 | housing, automobile, agricultural machinery, livestock, household appliances | 3 or more | any time |
| Tomsk and Tomsk | 100,000 (income per family member less than 2 subsistence minimum) | housing | 3 or more | from 3 years old |
| Tula and Tula | 60 771,16 | housing, education, treatment, car | 3 or more | from birth |
| Tyumen and Tyumen | 155,550 for the first child born in 2021, the woman must live in the region for 5 years, 100,000 from the third | any | 3 or more | from 3 years old |
| Ulyanovsk and Ulyanovsk | 50,000 for the second, 100,000 for the third, 155,550 for the fourth, 200,000 for the fifth, 250,000 for the sixth, 700,000 for the seventh | housing, training, treatment, children's recreation and health improvement, education, insurance, purchase of durable goods | 2 or more | from 3 years old |
| Chelyabinsk and Chelyabinsk | 53,500 (poor) | treatment, education | 3 or more | any time / from 3 years |
| Yaroslavskaya and Yaroslavl | 56 606 | any | 3 or more | from 1.5 years |
For more detailed information about the conditions and amounts, it is recommended to watch the video at the link:
Receipt procedure
The usual procedure is to go through 2 stages: obtaining a certificate and disposing of it. In rare cases, citizens are given the opportunity to immediately receive funds as part of the initial application.
Certificate
A certificate for regional maternal family capital in the form of a registered paper (without the right to transfer rights under it to other persons), or a simple convention (kris issued paper). That is, the applicant receives intermediate approval for the right to receive appropriate financial support.
To obtain a certificate, you must contact the territorial (at your place of residence) social protection department (possible through the MFC).
Turnout times vary, for example:
- from birth to 1 year;
- from 6 months to 3 years;
- until the child's 18th birthday.
To avoid problems with missing a deadline, there is no need to restore it through the court, regional capital should be taken care of as soon as possible. Let’s say when other federal benefits will be issued.
When the first stage has been completed, you need to put the certificate (or approval decision) in a safe place and calmly wait for the period when you can dispose of the capital. During this time, you can think about how to spend your money wisely.
For what purposes?
You can already know what you can spend regional maternity capital on when you receive the certificate. The person issuing the document will explain these rights. The same information will be described in the document. At worst, you can contact the territorial department of social protection and get all the necessary information.
With all the variety of purposes for using maternal funds, there are common similarities.
For housing . This is the most common goal of implementing RSMK. The subsidy can be used to partially pay for the purchase of an apartment, construction of a house, or acquisition of land. Local authorities will contribute part of the funds (in the amount of RMC) for the citizen under the transaction. The funds can be used to pay off a mortgage or be a first payment to a bank; they can be used for the renovation of residential real estate, gasification, electrification, and the like.
Purchasing a car . The implementation method is similar to the case with housing. Thus, the purchase of a car can be made either entirely or partially through a subsidy.
Education. Funds are invested in the child’s education, that is, paid educational services are paid for with capital.
Medicine. Expensive operations, preventive treatment, purchase of medications. Sometimes the payment can also be used for the mother of the children.
Purchase of durable household goods. Home appliances, furniture, other household items.
Investment in mother's funded pension.
Compensation for kindergarten fees, utility costs, etc.
Any other purposes. This is the most profitable way to use capital. It is expressed in the simple issuance of money to the applicant’s bank account. Not every subject can boast of such generosity. But there are quite a few of them: Adygea, Mari El, North Ossetia, Transbaikal Territory, Chukotka Autonomous Okrug, Astrakhan, Arkhangelsk, Volgograd, Vologda, Ivanovo, Kaluga, Kirov regions and others.
There are rare cases when it is allowed to use part of the money for strict purposes, and part for free needs (thus, the Primorsky Capital Law provides for the possibility of using 10% of the amount of funds for any purpose of the applicant, and according to the law of the Magadan Region, 40,000 rubles can be used for free purposes .).
The conditions for receiving regional funds depend on:
- from following the procedure for obtaining a certificate. Often citizens, bypassing this procedure, try to move on to the financial side. Naturally, they are refused.
- waiting for deadlines. As a rule, funds can be received after a certain period. For example, from the 3rd anniversary of the birth of a child or within 6 months after receiving a certificate, etc. Often there is no restrictive period.
- It is also important to submit a complete set of documents. After all, most of the refusals are associated precisely with the failure to submit or the submission of incomplete documentation.
