Photo: pixabay.com Updated: 03/27/2020
In some regions of the Russian Federation, in addition to federal maternity capital (FMK), you can additionally receive regional maternity capital (RMC). The amount and conditions for receiving it, as well as where it can be spent, are completely regulated by the municipal authorities.
- Who is entitled to regional capital
- The difference between regional maternity capital and “regular”
- Step-by-step instructions on how to obtain regional capital
- Step 1. Document package
- Step 2. Submission of documents
- Step 3. Waiting for a decision and receiving a certificate
- What to spend regional payments on when a child is born
- Method 1. Improving living conditions
- Method 2. Payment for education
- Method 3. Acquisition of land
- Method 4. Treatment of the child
- Method 5. Buying a car
- Is it possible to legally cash out regional maternity capital?
- Fraud or how to avoid becoming a victim of deception
- Maternity capital by region of the Russian Federation
- Republican Capital
- Regional
- District
- Regional
A regional certificate for maternal (family) capital gives the right to funds, but does not allow you to receive cash.
If the money is targeted, then OSZN employees transfer it to the current account of the direct recipient (seller, bank, educational, medical institution) for the transaction. However, there are situations when money is transferred to a citizen, and he subsequently reports on its use. There is no need to report if RMK funds imply free use.
Regional and federal maternity capital: differences
Federal maternity capital is provided to citizens with children on the basis of Federal Law No. 256-FZ dated December 29, 2006. Previously, it was paid at the birth of a second or subsequent children, but from 01/01/2020 it is already paid for the first child born in 2021. Funds are allocated from the Pension Fund budget.
The amount of payments for the first child is 466,617 rubles; at the birth of the second child, another 150,000 rubles are transferred. In total, 616,617 rubles are due. Until 2021, the amount of payments was lower - 453,026 rubles, and no money was allocated for the first child.
Money is spent on several needs:
- Improving living conditions: purchasing, building, renovating housing.
- Making a down payment or paying off a mortgage debt;
- The funded part of the mother's pension.
- Children's education.
- Purchasing rehabilitation equipment for disabled children.
Unlike the federal one, regional maternity capital is financed by the constituent entities of the Russian Federation. Payments here are less, about 100,000-200,000 rubles. You can spend them on the same needs as the federal maternity capital, but in some regions it is allowed to use funds for the purchase of cars.
Can it be used in another region?
Often, the situation is such that a family is registered in one region, but practically lives in another . This is due to the global migration policy within our country, because citizens are constantly moving in search of work.
Due to the current economic crisis in our country, the level of migration is only increasing, so the issue of using maternal capital in another region where the family is registered is more relevant than ever.
As we know, regulatory acts of subjects should not contradict federal state laws . Let us turn to Law 256-FZ, which is valid throughout Russia, and it describes all issues related to maternal capital.
This law stipulates that citizens have the right to purchase real estate with maternity capital money throughout Russia.
It is not allowed to purchase real estate only outside the borders of our state.
Therefore, we conclude that regional regulations cannot contradict this law, which means that you can use the funds received from the subject to purchase real estate throughout Russia, wherever you may wish.
Who is entitled to regional maternity capital?
Unlike federal capital, regional capital is most often provided to families with three or more children. But in some regions it can be obtained for the second or first child.
Important! Conditions of receipt depend on the specific region. Payments are available to mothers who give birth or adopt a child. If there is no mother or she is deprived of parental rights, the certificate is issued to the father. In some regions, payments are provided only to the poor.
Most often, applicants are required to meet the following requirements:
- Russian citizenship for the parent and child;
- birth of a child during the program period;
- permanent registration in the region.
You should contact the social security office at your place of registration.
For example, if a woman lives in Moscow, but is registered in Voronezh, an application is submitted to Voronezh social security. She will not be able to receive Moscow maternity capital.
Who is entitled to regional maternity capital?
The program began operating in 2011. Therefore, parents whose children were born no earlier than January 1, 2011 have rights to regional, gubernatorial or regional maternity capital. At the same time, everyone who meets the conditions for receiving assistance remains eligible for federal payments.
Who specifically has the right to apply for regional subsidies:
- women who gave birth or adopted a third child during the period specified by law;
- men are the only parents or adoptive parents of the child.
Parents have the right to receive a certificate immediately after the birth of a child, but the timing of its use is regulated by municipal or regional authorities.
For what reasons may they refuse to issue maternity capital:
- Lack of rights to receive support - provisions of regional laws are considered.
- Termination of financial assistance eligibility.
- Providing false information, including information about the order of birth of children or the citizenship of the child.
In any case, the decision to issue RMCs is made locally by decision of local authorities.
Size and conditions of regional maternity capital
Let's consider where, to whom and in what amount regional maternity capital is entitled:
| Territory, region, republic | Conditions of receipt | Amount of payments in 2021 (RUB) |
| Moscow | Instead of the regional MK, other payments apply: a lump sum benefit for the birth of the first, second or third child; "Luzhkov" payments for young parents under 30 years of age |
"Luzhkov" payments:
|
| Moscow region | At the birth or adoption of a second or subsequent children before December 31, 2016, subject to permanent residence in the Moscow Region | 100 000 |
| Saint Petersburg | Adoption or birth of a third child from 01/01/2020 to 12/31/2026. | 160 474,84 |
| Leningrad region | Birth of a third child, adoption of a third up to 6 months from 07/01/2011 | 122 054 |
| Belgorod region | Payments are due at the birth of the third and subsequent children | 68 460 |
| Krasnodar region | Available for third child | 129 342 |
| Voronezh region | Birth of the third since 12/01/2019 with the status of a low-income family | 150 000 |
| Kursk region | At the birth or adoption of a third | 75 000 If three children are born at the same time – 100,000 |
| Vladimir region | For the third and subsequent children | 60 776 |
| Murmansk region | 121 612,9 | |
| Volgograd region | 70 000 | |
| R. Dagestan | Only for the poor |
|
| Khabarovsk region | Birth of the first child from 01/01/2019 |
|
| Yamalo-Nenets Autonomous Okrug | For a second or third child | For the second, born from 01/01/2020 – 150,000; For the third and others from 01/01/2020 – 500,000 |
| Rostov region | Adoption or birth of a third child, if the family income does not exceed the monthly subsistence minimum per person | 121 287 |
| Ryazan Oblast | Adoption or birth of a third and subsequent | 70 138,6 |
| Kemerovo region | 130 000 | |
| Nizhny Novgorod Region | 100 000 | |
| Kursk region | 89 662 With the simultaneous birth of triplets - 119,682 | |
| Tula region | For those born before 01/01/2020 – 65,919, after – 150,000 | |
| Kaluga region | From the second child | On the second – 50,000; For the third and the rest – 100,000 |
Important! The certificate is provided once, and payments are indexed annually.
How to use matkapital
The list of expenses is determined at the regional level. Usually this is the purchase, construction, repair or reconstruction of housing, payment of education, purchase of a car. In some regions, annual payments from maternity capital funds are allowed.
When can I use the regional payment?
At the same time, there are similar conditions: in both processes, in order to implement the directions, you must wait until the child, who has the right to maternity capital, reaches 3 years of age. Of course, not always. Since the Government of the Russian Federation has exempted from age regulations parents who have declared the use of state funds for the treatment and rehabilitation of a disabled child or as part of mortgage lending.
How to get regional maternity capital: step-by-step instructions
The procedure for obtaining is approved by the regional government.
Typically the procedure consists of several stages:
- Submitting an application and documents to Social Security or MFC.
- Waiting for a decision. it is accepted and signed by the head of the institution.
- Obtaining a certificate.
Having chosen where to spend the money, you need to re-submit an application for the direction of funds and submit supporting documents: for example, a purchase and sale agreement.
Documentation
Each region has its own requirements for documents. What is usually requested from social security:
- passport;
- SNILS;
- statement;
- children's birth certificates (for all);
- certificate of marriage or divorce.
If the certificate is issued by the father, a court decision will be required to deprive the mother of parental rights, declare her missing or deceased. Adoptive parents need an adoption certificate.
Contents of the statement
In addition to the list of documents, the regions themselves approve application forms.
When filling out, the following information is usually required:
- Full name, registration address;
- information about children;
- number of family members;
- contacts for notification of the decision made (phone number, email);
- a list of submitted documents.
Terms of consideration
Here everything depends on the order established in the subject. On average, this takes from 30 to 45 days.
List of documents
The documents required for registration of MC are divided into two categories: for obtaining a certificate and for distribution of payments. This article will only touch on the first stage – receiving benefits.
Originals
The documents that are provided to the employees of the social security department in the original include:
- SNILS;
- certificate of family composition;
- applicant's passport;
- compulsory pension insurance card.
The list varies from region to region. Sometimes a certificate of income for the last few months is added to the specified list. The exact number of papers that will be required from the applicant should be found out in the social protection department or at the MFC.
A certificate of family composition is issued by several organizations: MFC, passport office, HOA or administration. An application for a certificate can be sent through the State Services portal and picked up at the specified time.
Copies
The citizen submits the following certificates in copy format:
- about the birth of a child (children);
- about the adoption of a child;
- about marriage (or its completion).
In certain situations, the applicant may be required to provide additional information:
- court ruling declaring a citizen incompetent;
- certificate of paternity;
- death certificates of the mother/adoptive mother;
- document establishing guardianship/trusteeship;
- residence permit (for foreigners).
Copies and originals of documentation are provided by the applicant at the same time. Employees of the institution check the compliance of the copies with the original documents, and then return the originals. This procedure can be avoided if you provide specialists with copies that have been examined in the manner prescribed by law.
Possible problems
The most common problem is fraud online or offline. In the first case, there is a risk of running into a phishing site for processing payments, which completely copies “State Services” visually. As a result, by entering personal data, you can lose your existing money.
In the second case, problems arise for those who decide to cash out maternity capital. This is illegal, and the intermediary can take the money and disappear. And there is nowhere to complain, because the parent himself is violating the law.
To avoid possible troubles, it is enough to use proven services, apply for payments through social security and not try to spend regional payments for other purposes.
Fraud with regional mat capital - how to avoid becoming a victim of deception
Although regional maternity capital is non-cash funds, there are plenty of people who want to illegally take advantage of budget assets.
Frauds with regional (regional) money are just as common as scams with the federal MSK. The most common method of deception is fictitious intermediary services for obtaining a mortgage (loan) from a bank or “assistance” in cashing out RCCs.
To avoid becoming victims of scammers, I advise you to follow simple recommendations:
- carry out all operations with maternity capital with the direct participation of social security authorities;
- do not enter into transactions with companies with dubious status, as well as with companies about which there is no clear information in official sources of information;
- do not use the services of private individuals offering to cash out maternity capital for a certain percentage.
Often, certificate holders themselves become the initiators of criminal operations. In particular, with the money of regional capital, housing is purchased from friends and relatives, apartments are purchased at a deliberately inflated price or living space unsuitable for living.
All fraudulent transactions involving funds from the regional and federal MSK are punishable by law and have the status of criminal offenses. The least that the organizers of the scams face is the return of funds to the budget and payment of a fine.
Conspiracy with third parties to commit criminal manipulations with family capital is punishable by 5 years of forced labor or imprisonment for the same period.
Organizing a criminal group for the purpose of deceiving (inciting) certificate holders entails millions in fines and even longer prison sentences.
I recommend watching a video on the topic of regional maternity capital.
Lawyer's answers to frequently asked questions
Is it possible to apply for regional maternity capital through Gosuslugi?
Yes, but this opportunity is not provided in all constituent entities of the Russian Federation.
Is it possible to get maternity capital with temporary registration?
It all depends on the requirements of a particular region. Most often, maternity capital is issued only if there is permanent registration; some set requirements for the period of residence in the territory of the subject.
Will they give maternity capital if the child is stillborn?
No. If the child was born, was registered in the registry office, and then died, a certificate will be provided.
How to find out how much money is left on the certificate?
Information can be checked through “State Services” (not in all regions), or you can request information about the balance of your social security account.
Is it possible to spend money on buying a car and renovating a house at once, that is, for several purposes?
Yes, but within the limits established by law.
Can I spend it on renovating my apartment?
As we wrote above, the region encourages spending money on getting the apartment in order.
But don’t think that this is allowed in all regions.
Before asking the pension fund to allow you to spend money in one direction or another, be sure to read the entity’s resolution on what maternity capital is, what its size is, and also where it can be spent.
Each region individually evaluates the purposes for which your finances can be spent.
