Housing for police officers: laws, terms, list of documents

The legislative framework

Russian legislation provides employees and their close relatives with special opportunities to purchase living space.

You can use the following methods:

receive housing from the municipality for temporary use under a social rental agreement (for those who joined the queue before 2005);
move into an apartment at the place of duty (for district police officers);
arrange monthly payments that are transferred towards the purchase of housing;
get on the waiting list for housing;
receive financial compensation for a rented apartment;
submit documents for a certificate - compensation for the construction or purchase of a house;
acquire housing from the defense fund.

The procedure for providing living space is regulated by Federal Law dated July 19, 2011 N 247-FZ (grounds that give the right to claim an apartment), Decree of the Government of the Russian Federation dated December 30, 2011 N 1223 Moscow (registration and payment of compensation) and regional acts.

The right of a police officer to obtain ownership of housing is reflected in Article 5 of Federal Law No. 247.

In addition, there is a targeted program “Housing”. According to Decree of the Government of the Russian Federation dated March 28, 2015 N 289, Moscow, the program, which has been in effect since 2002, was extended for 2018-2020.

Legal aspects of subsidized assistance for employees of the Ministry of Internal Affairs

The main regulatory document on subsidies for the purchase of residential real estate for employees of the Ministry of Internal Affairs is Law No. 247-FZ of July 19, 2011, as amended on March 1, 2021. This is a federal law on social assistance to employees of the Ministry of Internal Affairs.

The issue of providing monetary allocations to police officers is also regulated by Government Decree No. 1223 of the Russian Federation dated December 30, 2011, as amended on November 15, 2019. This document regulates the procedure for providing a lump sum payment to employees of the Ministry of Internal Affairs for the purchase of a house, apartment, or housing construction.

Another document that is taken into account when providing financial assistance for the purchase of real estate to police officers is the Housing program. It was developed in 2002, but the validity period is regularly extended.

Who can count

The following persons are entitled to receive housing:

police officers who have served for at least 6 months;
families of deceased employees, provided that the tragic incident occurred no earlier than 12 months before the application (if the spouse has already entered into another marriage, then the family is excluded from the lists);
retired police officers.

A potential recipient of a subsidy must be checked to ensure that the applicant and the apartment in which he currently lives meets the following requirements:

the area is less than normal (15 sq. m per resident);
no personal or rented housing (the property of immediate relatives is taken into account);
the current place of residence is considered unsafe, dilapidated or subject to demolition;
living with a person who poses a danger to others;
the employee lives in a dormitory or communal apartment.

Preferential programs do not apply to police officers living in comfortable conditions.

When relocating police officers, established living space standards are taken into account.

Housing certificate

Only employees with more than 10 years of service and those who retired due to illness (disability) or age can obtain a certificate.

The document allows you to obtain co-financing if you lack your own funds for the purchase or construction of housing.

List of documents required by the commission to consider the case:

written application;
passport of the employee who submits the petition;
bank account statement;
data from the housing maintenance office;
certificate of marriage and/or divorce (if available);
documents for minor family members and children living with the applicant;
certificate of experience;
documentary evidence that the police officer and his close relatives do not have their own real estate.

The certificate is limited in duration, but can be replaced.
Over the next 10 days, verification is carried out, after which, if no violations are detected, a positive decision is made.

A refusal may occur if the necessary document is missing, the opportunity to improve the conditions has already been used, or the potential recipient of the subsidy deliberately provided false information.

The contract must indicate the desired date for issuing the certificate. For example, a police officer may issue a request several months before the document is needed. Based on the data in the application, a queue is created.

The certificate is issued at a time and is limited in duration, but it can be replaced if necessary.

To obtain a duplicate, you must submit a written request to the authority that issued the original. You will need paper from the bank certifying that no transfers were made. A new certificate will be issued within 30 days from the date of application.

Subsidy application process

If a police officer does not have housing suitable for living, he submits a report to the Main Directorate of the Ministry of Internal Affairs in the region where the service takes place. To verify the accuracy of the data provided, a special commission is being created under the federal executive authorities. She has the right to study the provided documents within 2 months. Members of the commission:

have the right to request additional data and send interdepartmental requests;
decide whether an employee of the Ministry of Internal Affairs needs improved living conditions. If the verdict is positive, the citizen is included in the list to receive a subsidy.

Notification of registration or refusal is sent to the applicant within a week. At the same time, money is reserved in the budget for a specific employee. Unlike NIS funds, they can only be used to pay for the purchased apartment or private house. Once the certificate is issued, you can contact the bank to apply for a loan. Cash compensation for mortgages is not given to police officers.

Important! The subsidy does not fully cover the cost of housing. If there are no additional benefits, an employee of the Ministry of Internal Affairs can count on 50% of the expected expenses. The rest will have to be paid from your own funds.

State support is not the same in all regions and territories. When calculating the final figure, take into account:

market value of 1 sq. meters of area, not residential, but general;
standard area per family member;
correction factors taking into account regional characteristics;
length of service, special merits, awards, etc.

When determining the minimum area of an apartment when applying for a mortgage for the Ministry of Internal Affairs, it is assumed that a single person should have at least 33 square meters. meters. If the family consists of only spouses, they are entitled to 42 square meters. meters of area. If there are children, then for each member of the social unit there should be 18 square meters. meters.

An employee of the Ministry of Internal Affairs may apply for additional meters of living space if:

he is sick with leprosy;
lost his legs;
can only move in a wheelchair;
suffers from kidney failure and its complications;
has mental disorders.

Important point! If a police officer took out a mortgage on his own, it may turn out that at the time of applying for a subsidy he is provided with living space within the required limits. And the commission has every right to refuse to issue a certificate. The fact that housing will still have to be paid for for many years will not be checked.

One-time payment for the purchase of housing

Payment is awarded on conditions similar to those for receiving a certificate. The conclusion is issued by a commission under the Ministry of Internal Affairs at the federal level. The requirements for the applicant are as follows:

not live in a municipal apartment (including those cases when one of the relatives is listed in the social rental agreement, and not the police officer himself);
the current living space does not meet the standard (not less than 15 sq. m per person);
2 or more families live on the available area.

The amount of financial assistance depends on the number of close people of the employee living in the same area.

List of documents

To get housing, you need to get in line at your place of duty.

If the person was sent on a business trip, the police officer has the right to receive payments at his current location.

You must submit an application and present a number of documents:

police officer's home inspection report;
a certificate from the register confirming the absence of real estate;
a document containing information about the family’s place of residence in the last few years;
title documents for housing;
certificate of family composition, wife’s identity card and documents for children.

Additionally, a conclusion on registration as a person in need is required (if the police officer was registered before 2025).

A package of supporting documentation is provided along with the application for benefits.

Reasons for refusal

They may refuse for several reasons:

non-compliance with the requirements;
lack of required papers or non-compliance with requirements;
unreliability of the information provided;
commission of actions that caused the deterioration of living conditions, specifically by the employee himself.

After the application has begun to be considered, there remains a risk that the citizen will be excluded from the queue to receive housing from the state.

The reasons may be:

resignation without the right to a pension;
evidence has emerged that the living conditions of the Ministry of Internal Affairs officer have improved.

You can exclude yourself from the queue based on a written request written personally by a police officer.

Short summary

NIS and military mortgages do not apply to employees of the Ministry of Internal Affairs. The exception is the National Guard. Mortgages for employees of the Russian Guard are described in another article. The remaining employees of headquarters and line departments can only apply for a one-time subsidy. It is available to those who are forced to live in a small family, an apartment with other relatives or seriously ill people. The state pays no more than 50% of the standard living space.

The issue of military mortgages for employees of the Ministry of Internal Affairs has been under consideration for more than eight years. But there is no solution yet.

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Author:

Mortgage specialist Maria Yurievna Sokhan

Publication dateNovember 10, 2019November 11, 2019

Terms and procedure

Official housing can be transferred for the use of those police officers who, in the last couple of years, have not taken part in transactions that worsen living conditions and have written a statement.

Decisions are made by a commission under the territorial administration of the Ministry of Internal Affairs.

The standard package of documents includes:

a statement signed by all adult family members;
identification;
application for housing;
confirmation of the absence of own real estate;
work book and contract with the employer.

The applicant provides copies and originals of documents for verification. Copies are certified by an authorized person.

Service housing is provided upon application from an employee.

The contract is concluded for the period during which the citizen serves in the internal affairs bodies or holds any position.

Eviction from official housing can occur for the following reasons:

illegal redevelopment;
regular failure to make payments;
termination of an agreement;
causing damage to the premises;
violation of neighbors' rights;
use of the apartment for other purposes;
illegal entry.

You cannot evict disabled people, WWII participants, military personnel and their close relatives.

A few more important points when applying for a mortgage for police officers

Receiving an unified social tax does not relieve an employee of the Ministry of Internal Affairs from the costs of servicing the loan. You will have to pay from your own funds:

purchasing an insurance policy. In accordance with the law, the borrower is obliged to insure the purchased property in favor of the lender (). Life and health insurance is optional, but banks often raise interest rates for those who refuse it;
assessment of the purchased apartment;
state duty for registration of property rights.

Recommended article: What to do after a mortgage transaction

It is necessary to note the beneficial differences between military and mortgages for police officers:

The certificate is provided based on length of service. A police officer is not required to continue serving until age 20 or age limit;
upon transfer to the reserve, an employee of the Ministry of Internal Affairs does not have to return the funds transferred to the bank to the account of Rosvoenipoteka or another department;
an encumbrance is placed on the apartment only in favor of the bank if borrowed funds are used for the purchase.

Is it possible to privatize

Housing can be privatized only after a change of status at the municipal level. The process is initiated by the property owner. Social rent is being formalized, and later privatization. But real estate experts recommend that interested parties periodically check the status of the property themselves. Sometimes, for external reasons, housing becomes a municipal fund.

It is difficult to transfer an apartment from a special fund into private ownership. The owner of such real estate can transfer it to anyone at his own request, thus this is the only opportunity to privatize housing.

In this case, you need to make a written request and submit it to the administration. The request is considered for 2 months.

Nuances of privatization

At the moment there is a free privatization program. The program first appeared in 1992, after which its duration was repeatedly extended. Until March 1, 2021, residents of the Crimean Peninsula and citizens whose housing was recognized as unsafe could privatize their housing for free. From March 1, 2021, free privatization is available to all residents of the Russian Federation.

Important! The application is submitted by all citizens who are registered in the apartment, otherwise it will be considered invalid and a negative response to the request for privatization will be given on behalf of the owner organization.

Privatization after March 1, 2021

Russian President V.V. Putin signed the Federal Law, which refers to the abolition of deadlines for the privatization of residential premises. This means that privatization is now permanent. Citizens using office premises have the right to transfer them to the balance of the municipality and accept them as property without a time limit.

State employees

State employees have the right to receive real estate from organizations that own real estate with operational management rights, and the state acts as the owner. Privatization of official housing is possible only after the state makes a positive decision and transfers ownership of the property to the persons living there.

Military personnel (Ministry of Internal Affairs)

The acquisition of service housing by military personnel depends on the location of the military unit and its status. If a serviceman’s real estate is located in a closed area, then privatization of official housing is impossible. Sometimes exceptions are possible; the decision remains with the Ministry of Internal Affairs of the Russian Federation.