When is it permissible to pay for kindergarten with maternity capital?

Maternity capital to pay for kindergarten allows parents not to use personal funds to support their child in a preschool educational institution. But spending public funds in this way has its own characteristics. You need to know what documents are required and how to complete the procedure.

Is it possible to pay for kindergarten with maternity capital?

In 2021, changes were made to the legislation, on the basis of which it is allowed to use money from a certificate to pay for a kindergarten, school, college or university. The money can be used only after the child for whom the certificate was issued turns 3 years old.

Attention! It is allowed to send funds not only to government agencies, but also to private gardens, but the main condition is represented by non-cash payments.

Parents can pay for the education of all their children, and not just one child for whom maternity capital was issued. But institutions that have been accredited and operate officially are selected. Otherwise, the Pension Fund will not accept the application and will not transfer the funds. It is even allowed to transfer the fee to an individual entrepreneur engaged in the provision of kindergarten services.

Is it possible to receive compensation when paying from maternity capital?

Payment for a municipal kindergarten is usually already partially paid from the local budget. Payment from MK already completely covers 100% the amount of payment for kindergarten, including payment for additional services related to the education and development of the child.

Initially, the amount of compensation for attending kindergarten was:

• Minimum 20% for the first child
• Minimum 50% for the second child
• Minimum 70% for the third and subsequent

However, starting from 2021, regional authorities independently set the amount of compensation (No. 388-FZ).

How to pay

To pay for kindergarten with maternity capital, parents perform the following steps:

• a suitable institution that complies with the requirements of the law is selected;
• a formal agreement is signed with the organization;
• the agreement with other documentation is transferred to the PF representative;
• parents independently choose the period when funds will be debited;
• the amount can be transferred every month, quarterly or annually;
• the money is transferred to the kindergarten account, and not given to the applicants;
• within 30 days, PF representatives check the received documentation and make a decision;
• If the answer is positive, then the first payment is made to the garden account within 1.5 months.

During the inspection, the legality of the work of the selected organization is taken into account , so if even the slightest problems or violations are discovered, then you will not be able to use the money using maternity capital.

It is also useful to read: Buying a summer house with maternity capital

Common Mistakes

Every year the process of obtaining a certificate and disposing of it becomes simpler and more accessible, but citizens still make mistakes. For example, they provide an incomplete list of documents, or sign an agreement on the part of another parent who is not the owner of the certificate.

It is rare, but there are cases when the payment terms indicate short terms - a day or a week, when a month, quarter, or year is recommended. Some daycare centers may have an expired license. The Pension Fund is not always right, so parents who receive a refusal can challenge it in a local court.

In conclusion, we can conclude that the use of maternal capital for preschool education is actively practiced . This means that the procedure is simple and the scheme has already been worked out, which makes it easier for parents to pay for their children. You can use the funds immediately after receiving the certificate, without waiting for the child to turn 3 years old.

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Requirements for the organization

A positive decision on payment for kindergarten is made only if the institution meets certain PF requirements. Funds from the budget are sent to the account of municipal and departmental, as well as private kindergartens.

The main conditions include:

• the organization is represented by an officially registered legal entity;
• availability of a license containing information about the services provided, including supervision, care and provision of food, as well as education;
• compliance with SanPin standards during the operation of the institution, therefore, the optimal temperature in the premises is maintained, balanced meals are organized, and noise limits are also taken into account.

Reference! It is allowed to pay for kindergarten for all children, and not just one child, using budget funds.

What are child care services?

The concept of supervision and care for children involves a whole range of measures (clause 34 of Article 2 No. 273-FZ of December 29, 2012 on education in the Russian Federation). Preschool teachers not only educate their students, they look after and care for children and take care of their health. It is necessary to properly organize nutritional conditions, daily routine, and observe standards of personal hygiene and household services. Child support measures are aimed at protecting and maintaining the physical and psycho-emotional state of the child.

Preschool educational organizations can provide such services only if they have received the appropriate license . As for other organizations, if they have a license, they also have the right to provide services for the maintenance, care and supervision of children (from 2021, the institution does not necessarily have to have educational status).

Institutions providing preschool education can be :

• government;
• municipal;
• private.

While their children are in kindergarten, parents temporarily delegate their supervision and care functions to educators. Payment for child support is called parental payment . It is for its repayment that maternity capital funds can be used. Parental fees do not include expenses for educational programs and property of a preschool institution.

The conditions for keeping children in preschool organizations must comply with sanitary and epidemiological requirements, that is, the following must be met :

• placement rules;
• lighting standards;
• requirements for the availability of water supply and sewerage;
• temperature regime;
• cleaning schedule (daily and general);
• daily regime;
• ventilation and airing procedures;
• norms for the arrangement of catering facilities.

This is not a complete list of requirements; the list is much wider. Considering that maintenance services are paid for by parents, they have the right to control the conditions for their children.

Payment order

The procedure for paying for kindergarten using maternity capital is divided into successive stages:

• Initially, an official contract is concluded with the organization, on the basis of which paid services are provided;
• documents are transferred to the PF employee;
• If the decision is positive, the first payment is made within two months;
• the remaining funds are transferred based on the schedule drawn up when the agreement is signed.

Cash is not issued for maternity capital, and if the contract with the organization is terminated, then excess amounts paid are subject to refund.

Kindergarten fees are reduced in case of quarantine, illness of the child or during summer holidays, the duration of which does not exceed 75 days. This also includes carrying out repairs in the organization or the absence of a child in the garden during parental vacation. Fees are reduced for children with any disability group or suffering from tuberculosis. Therefore, if excess funds were transferred from the Pension Fund, they are subject to return.

Refund of overpaid amounts from maternity capital funds

The unused part of the payment for kindergarten, for example due to the child’s illness, is returned back to the Pension Fund budget. This also applies to payment for educational programs, the cost of which has decreased.

When transferring a child to another kindergarten, an application is submitted to the Pension Fund for termination of payments under the current agreement with the preschool educational institution, indicating the reason. A document confirming the child’s expulsion from kindergarten must be attached to the application.

If the terms of the agreement change, an application is written to the Pension Fund to adjust the amount and frequency of payments. An additional agreement with amendments is attached to the application.

Subtleties of drawing up a contract

To take advantage of maternity capital funds, it is important to choose a kindergarten wisely, as well as correctly draw up an agreement with this institution.

For this, the following rules are taken into account:

• the decision to admit a child to the organization is made by the manager, with whom an agreement is signed;
• parents first request statutory documentation and a license;
• The parties to the agreement are the parent for whom the certificate is issued, as well as the preschool institution;
• the obligation to look after the baby, as well as maintenance and care is indicated;
• the amounts and terms of payment are listed;
• The details of the institution are entered, as well as the current account to which funds from the maternity capital will be transferred.

Important! It is recommended to use the supplement in the form of a payment schedule.

The amount of the fee depends on whether parents apply to a public or private kindergarten. Municipal institutions offer numerous free services, so parents only pay for supervision and care. It is for these purposes that the funds under the certificate are allocated. The amount of the fee is calculated by each organization separately, but sometimes in the regions of the Russian Federation a fixed amount is used.

Usually the fee is calculated per month, but it changes if the child fails to show up for kindergarten for good reason. Therefore, the exact amount depends on how many days a month the child attended preschool.

It is also useful to read: Loan for building a house using maternity capital

Is compensation due after payment?

Maternity capital allocated for preschool education does not limit parents from receiving compensation provided by law. As you know, to reduce the financial burden, the Government of the Russian Federation invites low-income families to apply for a refund to the institution. For the first child, 20% of the amount paid is set, for the second – 50%, for the third – 70%.

According to the standard, the institution makes a refund to the parent’s personal account, but when using a certificate for financial assistance, the money cannot be returned in this way. Therefore, it is allowed to send them back to the Pension Fund or reduce the size of the subsequent payment.

What documents are needed

As soon as the agreement with the kindergarten is signed, a complete package of documents is transferred to the representative of the Pension Fund for the transfer of funds.

Documentation is prepared for this:

• passport and SNILS of the parent in whose name the maternity capital is registered;
• certificate confirming the right to state assistance;
• a well-formed application, and its form can be obtained from a PF employee;
• agreement with kindergarten;
• payment schedule;
• baby's birth certificate;
• additional agreement if any changes were made to the terms of cooperation.

The application is allowed to be submitted not only to a representative of the Pension Fund, but also through the MFC, the State Services portal or the official website of the Pension Fund.

Appeal to the territorial Pension Fund

In each subject of the Russian Federation there is a Pension Fund or a Multifunctional Center for accepting applications for the disposal of family capital. After concluding an agreement with a preschool institution, the certificate holder must collect copies of documents and take them to one of the departments.

The list of required documents includes:

• passport;
• SNILS;
• certificate for maternal capital;
• a signed child support agreement.

The applicant must contact the Pension Fund with a completed application, which can be found on the official website of the institution. If a parent is unable or has difficulty filling it out, he can count on the help of a specialist from the counseling department.

Rules for drawing up an application

The document is transmitted in paper or electronic form. If the second option is used, then within 5 days you must still visit the branch of the Pension Fund or the MFC to transfer the original documents, although you can first sign up through State Services for a specific time so as not to stand in line.

The application contains the following information:

• information about the child’s legal representative;
• please transfer the required amount to pay for kindergarten;
• information about the selected kindergarten, presented by its name, legal address and details of the statutory documentation;
• information about the child, provided by his full name and date of birth;
• list of documents attached to the application;
• Date of preparation;
• compiler's signature.

Attention! If the application is approved, then the corresponding notification is sent to the applicant’s residential address, after which this document must be handed over to the head of the kindergarten.

The nuances of cooperation with non-state gardens

It is allowed to pay at the expense of maternity capital even for a private kindergarten that charges a large sum for the maintenance and education of children.

But the Pension Fund makes significant demands on these organizations:

• location on the territory of the Russian Federation;
• availability of a license and official registration;
• teaching children according to state accredited programs;
• differentiation of all services offered by garden workers.

Many private kindergartens operating today have not been accredited, so parents have to pay for services only from their own personal funds.

Tax deduction when paying for kindergarten with maternity capital

You cannot apply for a tax deduction:

• It can only be obtained after the child has paid for tuition; education at a preschool educational institution is not taken into account.
• When paying for kindergarten tuition from maternity capital funds, you cannot apply for a tax deduction (Article 219 of the Tax Code)

Article 219 Tax Code

The social tax deduction does not apply if the payment for educational expenses is made from maternal (family) capital funds allocated to ensure the implementation of additional measures of state support for families with children;

Reasons for refusal

The refusal by the PF is due to various reasons:

• transfer of an incomplete package of documents;
• presence of errors in papers;
• in the past, citizens have already spent the entire subsidy;
• the selected kindergarten does not meet the requirements of the Pension Fund;
• there is no license to provide the relevant services.

If the reason is the absence of a certain document, then it can be conveyed, but if the garden does not meet the requirements, then you will have to start looking for a new institution.

Problems usually arise for parents who plan to send their children to a private institution, since such organizations often do not have a license or accredited programs.

Free legal assistance

In order to pay for a child’s stay in a children’s institution at the expense of family capital, you need to submit a list of papers to the Pension Fund, including a contract with the kindergarten, which sets out the obligations of the parties, and also calculates the cost of staying in the institution. As noted in the legislation, the Government is systematically looking for ways to expand the possibilities of using maternity capital funds. That is, for example, payment per month is 2000 rubles. Compensation for example 20%. It comes out per month with compensation of 1600.1600*7 instead of 2000*7 nataterra Last time on the site1 day ago 02/20/2019 10:05 Girls, I just called the pension fund, they gave me a clear explanation, because... mat capital is budget funds, then they are not subject to compensation for the type of payment, but a refund for the actual stay of the child in the kindergarten, i.e. Accounting for the exact days of visit, minus all absences, must be done. and don’t let them fool you, this should be stated in the contract with the garden, look and read carefully! varganna Last time on the site12 hours ago 02.20.2019 18:38 If there is a right to compensation for part of the payment specified in the contract, parents who decide to pay for kindergarten with maternity capital retain this right; It’s just that this money is not returned to the parents, but to the family.