Question: Hello, please tell me, my friend has three children, the second is already 4 years old, but he never received maternity capital, please tell me, can he still get it or is that all? And what do we have by law for a third child? Thank you.
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If the certificate is not received after the birth of the second child, you need to apply for it from the Pension Fund. The third one in some regions is entitled to additional regional maternity capital.
Duration of the maternity capital program
The federal program “Maternity Capital” and all the necessary legislative framework began to take effect back in 2007. On December 29, 2006, the corresponding Law No. 256-FZ “On additional measures of state support for families with children” was adopted.
Until what year was maternity capital extended for a second child in Russia - Until December 31, 2021
The purpose of launching the program, initiated by President Putin, is to stimulate childbearing in order to improve the demographic situation in the state.
More specifically, family maternity capital is a one-time monetary assistance for families who gave birth to or adopted a second (third, etc.) child from January 1, 2007 to December 31, 2018.
However, on December 21, 2021, on the initiative of Vladimir Putin, the State Duma adopted amendments to the legislative act FZ-256.
These changes extended the validity of the main provisions of the state program until December 31, 2021 inclusive, and expanded their application. In particular, low-income families will be able to receive monthly payments. The amount of capital itself remains unchanged and amounts to 453,026 rubles.
Remember! The end of the law does not mean that families with two or more children will lose the right to maternity capital. Parents whose child was born or taken from an orphanage after December 31, 2021 will not be able to count on it.
Read: Maternity capital: changes in 2021
What will happen after the end of the program in 2022 – prospects and rumors
12 years have passed since the launch of the program. About 8 million families have already taken advantage of government assistance to improve their well-being and living conditions.
It is officially known that children born before 12/31/21 inclusive and who are not the first in the family will give their parents the opportunity to use maternity capital for housing or other needs.
But what will happen to children born after this period?
Currently, there are several options for the development of events:
- The MSK program will be extended for another 5 or 10 years under existing conditions.
- In 2022, there will be a radical change in the project - subsidies will be issued exclusively targeted, taking into account the financial status of families.
- The program will be fully completed after 2022.
Which option is the most likely is still unclear, but we should not forget that the country’s economy is not yet improving, but rather the opposite. Apparently, everything will depend on the state of the federal budget and other objective factors.
Millions of Russian women (as well as their spouses) do not want to believe that such a successful social project will be completed in just a couple of years, but some indirect and direct circumstances indicate this.
If this happens, it will in no way affect those who have already received the certificate or will do so later. All parents whose second and subsequent children were born or will be born before 2022 have the right to receive the document.
All holders of a state document will be paid in full for the needs provided for by law.
Read about how to get maternity capital in a separate article.
What is the deadline for issuing a certificate?
To become the owner of a certificate that gives the right to maternity capital, parents contact the Pension Fund or a multifunctional center. They can do this two weeks after the baby is born. The deadline is his coming of age.
Remember! The certificate will be issued 1-1.5 months after the parents submit all documents to the Pension Fund of the Russian Federation or a multifunctional center. Civil servants are obliged to make sure that maternity capital has not yet been provided to the family.
The right to receive funds disappears only when children reach 18 or 23 years of age
Duration of use of maternity capital
There is no specific fixed date after which maternity capital becomes unavailable. The main thing is that the person was born no later than December 31, 2021, and his age does not exceed 18.
Remember! Capital is also issued until the age of 23, if the money is used to pay for full-time education, accommodation at the place of study in a rented apartment or student dormitory.
An adult receives funds himself, without parents, if:
- they both died;
- deprived of parental rights: they went to prison, were prosecuted for cruelty to children, or voluntarily renounced their rights and placed the child in the care of the state.
The deposited money does not depreciate in value, since it is regularly indexed. Indexation will continue even after the law expires on December 31, 2021.
However, from 2021 this norm has been temporarily suspended due to the worsening economic situation. Indexation will begin again on January 1, 2021.
Read: What can you use maternity capital for in 2021?
The law states that maternity capital funds become available only when children are at least 3 years old. But in the situations described below, money becomes available immediately after the birth of the child. Or more precisely, within a month or two after the parents submit an application to receive funds.
Mother and father have the right to count on money immediately if:
- They buy living space, arrange and pay for a mortgage, and take out a loan to build an apartment. The borrower can be not only a person who has the right to maternal capital, but also his wife (husband). Early receipt of funds is allowed for: down payment for an apartment, repayment of the loan principal, interest.
- Parents are going to spend it on the social rehabilitation of a child with a disability.
Terms of money transfer
Transferring money when purchasing a home or paying a down payment on a mortgage occurs in stages:
- The first stage is approximately 1.5-2 months after the application is approved. The countdown begins after the Pension Fund specialists review the package of documents submitted to them.
- The second stage is 6 months after submitting the application. A prerequisite is that the fact of construction must be confirmed.
The opportunity to dispose of maternity capital when children are not yet 3 years old appeared in 2021 after legislative changes initiated by President Vladimir Putin. In particular, it is not prohibited to spend “maternal” assistance provided by the state on preschool care for children under three years of age.
Maternity capital can be used for a kindergarten or nursery (even if they are private. But only if these organizations are registered legal entities). Parents can receive money “for nursery” not immediately after the birth of the child, but when he turns 2 months old.
Families have the right to receive part of the maternity capital every month, provided that:
- their average per capita income is less than the subsistence level of the region where they live;
- The child is not yet one and a half years old.
The amount of assistance to low-income families is equal to the subsistence level (for children) in the region. In Mordovia the amount is almost 9,000 rubles, and in Yakutia 17,000 rubles.
Read: How to withdraw 25,000 rubles from maternity capital in 2019
Regional maternity capital
Regional authorities have the right to pay their own maternity capital, in addition to the federal one. Local government agencies can even set the timing, amount, and situations when this money becomes available to parents.
In different subjects of the state, the provisions on regional maternity capital are not the same. In many regions:
- “local” maternity capital cannot be obtained after the birth of a second child. Only families with at least three children can count on money;
- In some regions of the state, capital is allowed to buy a car or land.
As with federal maternity capital, its regional “version” can only be obtained once. Duplicate receipt is prohibited, constitutes fraud and is punishable to the fullest extent of the law.
Here are a few examples that clearly show the difference in regional programs:
- In the Kaliningrad region, parents who have more than two children receive 100,000 rubles. With these funds they can buy a car, and not only buy living space or pay for their child’s education.
- In the Sverdlovsk region, parents have the right to even buy a plot of land or a dacha using maternity capital (more than 125,000 rubles).
- In the Ivanovo region, parents receive 50,000 rubles. They can spend this amount however they want.
Parents receive regional maternity capital when the child turns 3 years old, or immediately after his birth, if the money is needed to improve living conditions, pay off a loan for an apartment or take out a mortgage.
Funds are transferred 10 working days after the regional authority has reviewed the documents submitted by the family and made a positive decision.
What officials say
The government is discussing an agenda to resume the program after the end of its official period, even if there is no documentary evidence, and the economic situation is not conducive to social projects. There are reliable rumors that the state is still interested in providing maternity capital to large families:
- Even before the extension of this state initiative, there were many insinuations and contradictory data. The President of the Russian Federation proposed, after the expiration of the term of validity of the current bill, to continue its implementation in a targeted manner until 2025. The Ministry of Finance noted that the unstable economy is not conducive to this, and “non-resumption” of the program will allow the budget to save about 300 billion rubles. That alternative sources of stimulating fertility should be developed without the need for such material payments.
- Deputy Chairman of the Duma on Social Issues, Irina Sokolova, expressed the idea that in order to stabilize the demographic situation, it is necessary to extend the project for at least another 9 years. Otherwise, a sharp deterioration in the achieved indicators is possible. She was supported by the Minister of Labor and Social Protection, Maxim Topilin, and the Deputy Chairman of the Government, Olga Yuryevna Golodets. Who said that the program should operate until those born in the initial period of its implementation start their own families, since it is thanks to maternal capital that the country is seeing an increased birth rate. The Prime Minister, Dmitry Medvedev, also spoke on this topic, emphasizing that the domestic program to support large families is unique and budget spending is justified.
The Russian government is demonstrating its desire to prolong the validity of the bill, which is important for the population, while the concept for the development of demographic policy exists. True, with a reservation about possible modifications of state support
For example, instead of payments for a second child, benefits will be introduced for large families to improve their living conditions. Or it will be possible to use maternity capital funds to open an individual business. Free medical care for newborns may resume if they are found to be seriously ill. Parents may also want to continue their education using the resources received. There are many options.
There are no restrictions on receiving social support, regardless of the level of material well-being of citizens. One of the likely options to “save” is to pay benefits only to low-income families who really need it.
Need to remember
- The maternity capital program has been extended for three years - until December 31, 2021.
- The government has suspended the indexation of maternity capital until 2020.
- It is possible to receive maternity capital funds before the child turns 3 years old. If the family's income does not reach the subsistence level, the family receives part of the amount every month.
- In addition to the federal program, there are also regional ones. Subjects of the Russian Federation decide for themselves how long to pay funds, in what situations and in what amount. In many regions, money can be spent on buying a car, land, or for any purpose at all.
Emergency hotline for the population : we provide free consultations to pensioners, parents and beneficiaries of any category from legal experts over the phone.
Last news
Thus, on October 29, 2021, the State Duma adopted for consideration a draft law supplementing the list of areas in which maternity capital can be used. He proposes allowing certificate funds to be used to purchase a family car. In the first reading (December 16, 2021), consideration of the bill was postponed to January 2021.
On behalf of the President, the Government of the Russian Federation will discuss the possibility of using capital for water, gas, and sewerage. The initiative to use maternity capital to pay for expensive treatment, which is not covered by the state budget, was also supported by Vladimir Putin.
In addition, the State Duma is considering bill No. 846971-7, which provides for the use of maternity capital for the construction of residential premises on garden plots, as well as bill No. 839769-7, which provides for the payment of private kindergartens with the legal form of an individual entrepreneur using maternity capital.
